Inventory Management

Inventory Carrying Cost

Definition

The total annual cost of holding inventory, including capital, storage, insurance, taxes, shrinkage, and obsolescence, usually expressed as a percentage of average inventory value. Typical rates run 15 to 30 percent per year.

In Practice

Carrying cost aggregates everything it costs to own a dollar of stock for a year. The capital component, the return that money could earn elsewhere, is usually the largest, followed by warehousing space and labor, insurance and taxes, and risk costs such as shrinkage, damage, and obsolescence.

For planners, the carrying cost rate is the exchange rate between inventory and money. It converts an extra two weeks of stock into a dollar figure a CFO understands, and it feeds directly into EOQ, safety stock trade-offs, and network decisions. Using an honest rate matters: teams that assume 10 percent when the true rate is 25 percent systematically over-buy.

Example: a company holding 8 million dollars of average inventory at a 22 percent carrying rate spends about 1.76 million dollars a year just owning stock. A project that cuts average inventory by 1 million dollars is therefore worth roughly 220,000 dollars annually.

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